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PRIVACY POLICY
This Privacy Policy sets out the privacy practices operated by Investec Europe Limited
(Investec Europe) in
relation to users of
www.investeconline.ie (the “website”)
who are resident in the
Republic
of
Ireland
or the
United Kingdom.
Users who are not resident in the
Republic
of
Ireland
or the
United Kingdom
should refer to the appropriate privacy policy and legal terms and conditions prepared
for their country of residence.
Please note that references in this Privacy Policy to “the website”
refer to those areas of the website accessible to and directed at users who are
resident in the
Republic
of
Ireland
and the
United Kingdom.
References to “we”
or “us” mean Investec Europe, as defined above.
Investec Europe fully respects your right to privacy when using
this website. Please note that you
should only use this website if you are satisfied with the contents of this Privacy
Policy. This Privacy Policy should
be read in conjunction with all legal terms and conditions of use expressed on the
website to be applicable to any part of the website (the “Terms and Conditions”).
Investec Europe reserves the right to update both this Privacy
Policy, and any Terms and Conditions from time to time and without notice to you.
Investec Europe accepts no responsibility for keeping the information on this website,
whether in this Privacy Policy or otherwise, up-to-date and accepts no liability
if it fails to do so.
By accessing any part of this website you are deemed to
have consented to the terms of this Privacy Policy save, where applicable, any terms
relating to direct marketing which may require your express consent.
Personal Information
Any information that you provide to us will be treated in accordance with the highest standards
of security and confidentiality and in accordance with the terms of the General Data Protection Regulation (GDPR), as amended,
and all other applicable legislation and regulatory requirements as may apply from time to time. We will not collect personal
information about you when you visit this Website unless you choose to provide that information to us, or as otherwise set out
in this Privacy Policy or in any applicable Terms and Conditions.The personal information that we collect about you when you
visit this Website will depend on what you do when you visit this Website.
If you do choose to provide personal information to us
via this website, you may do this by, for example, sending an e-mail to an address
listed on this website, inputting personal information, completing a form or otherwise
inputting your personal details and submitting them to us via this website.
Such personal information that you provide to us may include:
·
any personal information that you provide when registering
to use any of our online services;
·
your name and other contact information, including email
addresses and, where relevant, company details;
·
any information on your personal or professional interests
relevant to your banking requirements, demographical information and details of
your experience with our products and services which may be relevant to your banking
requirements.
We may use the personal information that you provide to
us as follows (subject to any preferences indicated to us by you - please see the
“Direct
Marketing” section of this Privacy Policy below):
·
to provide you with the products and services that you
are interested in, and to provide you with a better service;
·
to keep a record of which products and services you are
interested in;
·
to notify you about important changes or developments to
our products and services;
·
to respond to your inquiries, information requests and
any complaints;
·
to update our records about you;
·
to administer offers, competitions and other promotions,
and market research, subject to any marketing preferences expressed by you;
·
to assist our efforts in crime detection, prevention and
prosecution;
·
to evaluate the effectiveness of our marketing; and
·
to make our website easier for you to use and access.
If we request any personal information from you for any
additional reason(s), we will inform you of the reason(s) why such personal information
is requested.
We may contact you for the purposes set out in this section
by email, phone, fax or mail, subject where appropriate to any preferences expressed
by indicated by you to us regarding methods of communication and direct marketing). Please see the “Direct Marketing” section of this Privacy
Policy below.
If you want Investec Europe to cease holding personal information
about you, or if you want us to update or amend personal information that we hold
about you, please contact us at Investec Europe, The Harcourt Building, Harcourt Street,
Dublin 2, Ireland and, subject to all applicable legal and regulatory requirements,
we will comply with your request.
You, by accessing this website, acknowledge and agree that
Investec Europe may be obliged (for example, to comply with legal or regulatory requirements)
from time to time to disclose personal information about you to third parties. We may also disclose such personal information
to another member of the Investec Europe group of companies for purposes such as administering
your contractual relationship with us, the performance of our obligations, the exercise
of our rights, or for risk assessment and marketing.
Such disclosure may necessitate the transfer of personal data
outside of the European Economic Area (“EEA”),
including,
South Africa
which may not have comparable data protection laws to those in
Ireland
or the EEA.
You have the right, subject to certain terms, conditions
and exclusions, to obtain a copy of any personal data held about you by us (for
which a small fee may be payable), to have any such personal information updated
and to have any inaccuracies in such personal data corrected.
If you wish to exercise any of these rights, please contact The Compliance
Officer at Investec Europe, The Harcourt Building,
Harcourt Street, Dublin
2,
Ireland.
If you visit this website to browse, read or download,
the following information will automatically be collected and stored:
·
the IP address from which you access this website (an “IP address” is
the number automatically assigned to your computer when you access the internet);
·
the top-level domain-name used (for example: .ie, .com,
.org, .net);
·
the type of browser and operating system that is used to
access this website;
·
the date and time of your access to this website;
·
the pages of this website that you visit; and
·
any previous website address from which you accessed this
website, including any search terms used by you.
Investec Europe will use this information to generate statistics
regarding matters such as:
·
the number of visitors to this website;
·
the times at which this website is visited;
·
the pages on this website which are most frequently viewed;
and
·
the type of technology which visitors use to access
this website.
The statistics that are generated are aimed to assist
us in making this website more useful for visitors.
Any statistics and related reports generated by us in relation to this website,
its users, traffic and other website-related information will not contain any personally-identifying
information.
Investec Europe collects statistical data about visitor activity
on this website by using cookies. Cookies
are small text files that a website can use to identify visitors. These cookies
do not collect any personal information but merely identify visitors and returning
visitors. Unless you have objected,
our system will issue cookies to your computer when you log on to this website.
You may set up your computer to reject cookies.
If you do so, you may not be able to use certain features on our site. If you access this website through
another website, a search engine or an advertisement link, such website, search
engine or advertisement link may also issue cookies to identify your visit. We are
not responsible for the collection of those cookies and you should consult the terms
and conditions of those websites, search engines or advertisement links.
Site Security
For the purposes of website security, and to ensure
that this website remains available to all users, our computer systems employ software
programmes which monitor network traffic to identify unauthorised attempts to upload
or change information or otherwise cause damage. Unauthorised attempts to upload
or change information on this website are strictly prohibited and may be punishable
by law.
Please note that Investec Europe cannot guarantee the privacy
or confidentiality of your personal information when it is passing over the internet.
Direct Marketing
Information that you submit to us through this website
or through registration for our online services may be used by us (or by third parties
carefully selected by us) to inform you of products or services which may be of
interest to you. This will only be
done in accordance with preferences that are expressed by you.
If you do, or do not, wish to receive such information in relation to products
or services, you will be provided with the means of indicating this in our communications
with you.
You can change your preferences or opt out in respect of
any preference at any time by writing to The Compliance Officer at The Harcourt
Building,
Harcourt Street, Dublin
2,
Ireland.
Disclaimers
None of Investec Europe, its directors, employees, servants, agents, affiliates, other representatives
and/or their respective parent and subsidiary companies, shall be liable in respect of any claims, emergencies, demands, causes of
action, damages, losses, expenses, including without limitation, reasonable legal fees and costs of proceedings arising out of or
in connection with the use and/or dissemination of personal information relating to you in accordance with this Privacy Policy and
the preferences indicated by you.
Hyperlinks
Please note that Investec Europe is not responsible for, and cannot control, the content or privacy practices
of other websites. If we provide a link to an external website on this Website, it shall be clearly identifiable as such.
Please note that different terms, conditions and privacy practices shall apply when you access such websites and you should
familiarise yourself with these.
LEGAL STATEMENT
By accessing any part of this website you are deemed
to have consented to the terms of this Legal Statement.
Intellectual Property
Rights
All copyright and other intellectual property rights in any material contained on this Website are owned by Investec Europe
or members of the Investec Europe and Investec group.Any trademarks and logos contained on this Website are owned by
Investec Europe or members of the Investec group.
The contents of all pages on this website are the property
of Investec Europe unless otherwise expressly stated.
Investec Europe reserves all rights fully.
You may not reproduce any of the contents of this website
in any form unless expressly permitted to do so.
You may print or download one copy of each page on this website for your
own personal use. You may not alter,
add to, further copy or amend any copied information, any printed information or
any downloaded information unless expressly permitted to do so.
You agree not to, unless expressly permitted to do so by Investec Europe,
copy, modify, transmit, display, distribute, perform, reproduce, licence, publish, create derivative
works from, transfer or sell any information, content or software contained on or forming part of
this Website, or otherwise use such content of this Website for any other commercial use including,
but not limited to, resale and redistribution.You will not use this Website or any of its facilities
and/or services for any illegal or unlawful purpose or for any purpose that is prohibited. On no
account shall access to this Website or any information contained on this Website constitute the
transfer of any intellectual property rights to you.
You will not use this website in any manner which could
damage, disable, overburden or impair this website or interfere with any other party’s
use or enjoyment of this website.
You may not attempt to gain unauthorised access to
this website or any computer systems and networks connected to this website through
hacking, password miming or any other means.
Some of the information and content on this Website comes from third-party
suppliers believed by Investec Europe to be reliable. However, the information and content on this Website is
not guaranteed by these sources, Investec Europe or any other person or entity and may not be complete. You
assume complete responsibility for, and for all risk of loss resulting from, the downloading and/or using of,
or referring to or relying on, any information or content on this Website.
Exclusion of Liability
Investec Europe has taken care to ensure that all information
contained on this website is accurate.
Investec Europe does not however warranty the accuracy of any information contained on
this website or on any other website linked to this website.
Investec Europe accepts no responsibility for any matter relating to another website,
whether accessed via this website or otherwise.
Investec Europe makes no representations, warranties or undertakings
that this Website, or the server that makes it available, will be free from defects, including, but not
limited to viruses or other harmful elements. Investec Europe expressly excludes liability for any
infection by computer virus, tampering, unauthorised access, intervention, alteration or use, fraud,
theft, technical failure, error, omission, interruption, deletion, defect, delay, or any event or occurrence
beyond the control of Investec Europe, which corrupts or affects the administration, security, fairness and
integrity or proper conduct of any aspect of this Website.
To the fullest extent permitted by law, Investec Europe shall not be liable for any loss,
damage, claim, costs, expense, interest, penalty or injury arising from any use of, or inability to use, this Website,
from any unauthorised access to this Website, from any alteration of this Website, or from reliance on any information
in any form obtained from this Website.
Security of Information
Information and messages sent via the internet may
not be secure. Investec Europe cannot be responsible
for the security of such information or messages.
You should not send confidential information or personal information over
the internet unless you have satisfied yourself as to the security of the communication
system that you are using.
Registered User
Certain parts of this website are restricted access
in nature. Investec Europe will control access
to such parts of this website by issuing user names and passwords.
If you enter a restricted part of this website, you are deemed to be a registered
user of this website and additional Terms and Conditions will apply, in full to
you, and you will be deemed to have accepted these in their entirety.
Limited Jurisdiction
The distribution of information on this website may be
restricted by local law or regulation in certain countries. This information is
not intended for distribution to, or use by, any person or entity in any country
other than
Ireland
or the
United Kingdom
and you should inform yourselves about and observe any restrictions which apply
in the country in which you are located. If you are in any doubt as to whether this
website can be lawfully used by you, please do not proceed further.
Governing Law and Jurisdiction
This website complies with the laws of
Ireland.
Use of this website and the information contained on this
website is and shall be governed by the laws of
Ireland.
The courts of
Ireland
shall have jurisdiction over any dispute arising in connection with this website
and the information contained on this website.
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